Chapter 13 Bankruptcy Filing Process Explained by Tampa Bankruptcy Law Firm Clark & Washington

The Tampa bankruptcy attorneys at Clark & Washington provide a layperson's guide to chapter 13 bankruptcy.

2012-10-04

NORCROSS, GA, October 04, 2012 (Press-News.org) Chapter 13 bankruptcy provides a means for property owners to reorganize their debts while keeping their home, car, and other assets of value protected. Not only can Chapter 13 halt foreclosure, repossession, wage garnishment, and debt lawsuits, it may also help to reduce or eliminate credit card debt.

Chapter 13 bankruptcy is a viable financial tool in many situations, but debtors sometimes do not file as soon as they could simply because they lack information. The Tampa bankruptcy attorneys at Clark & Washington hope that this explanation of the filing process will help those individuals and families facing the possibility of bankruptcy better understand the options available to them. For additional information on bankruptcy or a free consultation, Tampa residents are encouraged to contact Clark & Washington to speak to a bankruptcy attorney.

To be eligible for Chapter 13 bankruptcy, the candidate should be employed or have some regular source of income that is sufficient to make the regular Chapter 13 payments as well as current mortgage payments and living expenses. There are also statutory caps for Chapter 13 bankruptcy which the candidate's debt must not exceed. Not sure if you qualify? One of the Tampa bankruptcy attorneys at Clark & Washington can meet with you to assess your current situation and evaluate your options.

The debt repayment plan for Chapter 13 typically lasts between 3 and 5 years. However, before you file, you must be sure that your timing meets certain criteria. For example, if you have had a bankruptcy case dismissed due to either a voluntary request for dismissal or failing to obey court orders, you may not file again for 180 days. You will also need to receive a briefing from a certified credit counseling agency within the 180-day period prior to your bankruptcy being filed. During the 90-day period before you file, you must reside within the state with which you intend to file. If you have any questions concerning these restrictions, your bankruptcy lawyer at Clark & Washington will be able to assist you.

A case officially begins when the Chapter 13 petition is filed. At this point, the bankruptcy court will generally enter an automatic stay. This prohibits creditors from taking any collection action towards the debtor while the stay is in effect. All creditors listed in the petition will be notified, and a bankruptcy trustee will be assigned to the case. Next, usually within 15 days of the filing, a Notice of Commencement of Case will be sent to the debtor and all of the listed creditors including logistical information such as deadlines for claims from creditors and dates and locations of meetings.

No two bankruptcy cases are identical, but the Tampa bankruptcy lawyers at Clark & Washington have the experience and resources to handle any Chapter 13 bankruptcy case. The Clark & Washington bankruptcy attorneys handle all of the paperwork and attend all hearings for each case, taking much of the strain out of what can be a very stressful situation. If you are considering filing for bankruptcy in Tampa, contact Clark & Washington today to schedule a free, no-obligation consultation with a Tampa bankruptcy attorney. Learn more at http://www.cw13fl.com.

About Clark & Washington

Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the southeast. They have locations in Georgia, Florida, and Tennessee. Clark & Washington specializes in personal chapter 7 and chapter 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.

For more information visit: http://www.cw13fl.com.

For all media inquiries, please contact:

Anne DeVito
Lead Content Developer
Cardinal Web Solutions
http://www.CardinalWebSolutions.com

ELSE PRESS RELEASES FROM THIS DATE:

Orlando Bankruptcy Lawyers at Clark & Washington Provide Overview of Chapter 13 Filing Process

2012-10-04

Filing for Chapter 13 bankruptcy allows you to reorganize and repay your overwhelming debt while protecting assets such as your home and car from foreclosure or repossession. It can also protect you from wage garnishment and debt lawsuits and can reduce or even eliminate your credit card debt. Despite the many advantages Chapter 13 can offer someone in a difficult financial situation, confusion about the process sometimes discourages people who would benefit from filing. In order to counteract this gap in the common understanding of bankruptcy, the Orlando bankruptcy ...

Atlanta Bankruptcy Attorneys at Clark & Washington Explain the Process of Filing for Chapter 13 Bankruptcy

2012-10-04

A Chapter 13 bankruptcy is a reorganization of a property owner's debts; it can help you to keep your home, car, and other assets of value as you begin to manage your debt. Filing for Chapter 13 can prevent foreclosure, repossession, wage garnishment, and debt lawsuits. In addition, it may help to reduce, or in some cases eliminate, your credit card debt. Although filing for bankruptcy under Chapter 13 can be a good solution in certain difficult financial situations, many people are hesitant to file, mostly due to lack of information. The Atlanta bankruptcy attorneys ...

Laundry Service Provider Angelica Details the Importance of Sanitized Hotel Linens

2012-10-04

Angelica Corporation, a medical linen service provider, suggests that hotels sanitize their linens, to ensure a safe and healthy stay for their guests. Sanitized linens can help hotels maintain clientele and receive glowing reviews from past guests. "No one wants to stay in a hotel where there is a threat of dirty sheets and dingy linens," stated Aly Merritt, Marketing Manager for Angelica Corporation, a medical linen service provider. "Guests want to feel at home, and providing clean, sanitized linens is one of the best ways to make guests feel welcome." Sanitizing ...

Atlanta Moving Company AC White Reminds Engaged Couples to Remember to Plan Moving In

2012-10-04

Atlanta moving and storage company A.C. White Relocations would like to remind engaged couples to remember to plan on moving in together. Amidst all of the fun and craziness of planning a wedding, moving in can be a detail that is easy to overlook. However, once the main event is through, it is much nicer to have your move all taken care of than to have to frantically figure things out when you should be honeymooning. Engaged couples can avoid a lot of last minute hassle by taking the time to plan their move well in advance. This way, they can enjoy life as newlyweds ...

Elle Marie Hair Studio Fights Breast Cancer with Pink Hair for Hope

2012-10-04

Elle Marie Hair Studio and SHE by SO.CAP.USA, the world's leading provider of all-natural hair extensions, will be hosting its Annual Pink Hair For Hope campaign for the 6th consecutive year. During the month of October, clients who donate $10 or more to Pink Hair For Hope, will receive a 100% natural, pink hair extension. All net proceeds will go directly to The American Cancer Society, a nationwide, community-based voluntary health organization dedicated to eliminating cancer as a major health problem. "Since the inception of Pink Hair for Hope , SHE by SO.CAP.USA's ...

Dr. Shane Sykes One of Six Dentists Named Nationwide as Finalist for Young Dentist Award

2012-10-04

Dr. Shane Sykes of The Reno Dentist was recently honored to be named one of six finalists for the Crown Council's Young Dentist Of The Year Member's Choice Award. Fellow dentists give this national award to individuals who have graduated from dental school within the past 5 years and have taken responsibility to continue their professional education after dental school. Recipients must show clear vision and creativity in developing their practice and are also outstanding examples of personal integrity, professional excellence and balance in life. Dr. Sykes was invited ...

Marketing Evolution Releases Landmark Study on Marketing Technology Adoption

2012-10-04

Marketing Evolution announced the release of a joint study conducted with the Association of National Advertisers (ANA) that provides an in-depth examination of how marketing decision-makers are using technology to improve their brand outcomes. Titled "Technology and the Marketer of the Future", the study analyzed survey data from eighty-two senior marketers (average of 18 years marketing experience) on current and future marketing technology adoption. Marketing Evolution CEO Rex Briggs will be holding a School of Marketing Workshop at the ANA Masters of Marketing ...

New Book Released That Addresses Bullying...or Does It?

2012-10-04

Author Timothy W. Hall has a fascinating book entitled, Lincoln Nabb and the Bully's Father available through Amazon.com. It is the first in a new trilogy about kids who bully smaller kids. Or is it? Mr. Hall's book spends the first few chapters telling us how Lincoln Nabb is bullied in school by Arnold Jester and his side-kick, Stanley. Because Lincoln is small for his age, he has been an easy target for Jester for five years, beginning in elementary school and continuing on to high school. Lincoln also feels judged negatively by his favorite teacher, criticized ...

Trafalgar Launches 2013 Family Experiences Brochure With 18 Hassle-Free Itineraries

2012-10-04

Trafalgar (www.trafalgar.com), the Insider of guided vacations, is excited to announce the 2013 brochure launch of Family Experiences, featuring 18 trips across Europe, North and South America and Costa Rica. As an industry leader with 65 years of experience, Trafalgar's Family Experiences offer a hassle-free, action-packed vacation full of must-see sightseeing and unique local activities that appeal to all ages. Each offers guests the services of a Travel Director and expert Local Guides, First Class accommodations, luxury coach transportation, many meals and more for ...

Cameleon Mobile Configurator on iPad Highlighted in Hype Cycle Research

2012-10-04

A report by Gartner analysts Robert P. DeSisto and Praveen Sengar titled 'Hype Cycle for CRM Sales, 2012'* (published: 18 July 2012) highlights the impact of iPad-based applications on sales force automation (SFA) and the role configure, price, quote (CPQ) solutions linked to a CRM system can have in organizations. Cameleon Software is listed as a sample vendor in both categories. In this report, Gartner analysts highlight the benefits of iPad-based SFA and indicate that it will be a priority for companies in the short term. Gartner points that "most solutions are ...

Chapter 13 Bankruptcy Filing Process Explained by Tampa Bankruptcy Law Firm Clark & Washington

ELSE PRESS RELEASES FROM THIS DATE:

LAST 30 PRESS RELEASES: