NORCROSS, GA, December 24, 2012 (Press-News.org) The holidays are a joyous time of year, but are also wrought with temptation to throw fiscal caution to the wind. Once debt is acquired, overzealous holiday spending can easily take your financial situation from difficult to impossible to maintain.
The Knoxville bankruptcy lawyers of Clark & Washington caution consumers to avoid blowing their budget this holiday season. Here are some tips to avoid post-holiday financial catastrophes that could result in filing for personal bankruptcy:
- Take advantage of technology that helps track your spending. Two great budgeting apps currently available are the Gift List Budget Shopper (iPhone, $1.99) or the Christmas Gift List Planner (Android, free).
- Have an organized shopping list before you start browsing for gifts to avoid impulse purchases. Include who you're shopping for, and how much you are going to spend on each of them.
- Don't use your credit card for holiday purchases, or pay the balance in full to avoid interest. Instead, set money aside ahead of time and use only what you can afford.
- Consider giving your time instead of money. Whether that's inviting a friend over for dinner instead of buying them a gift card, or making inexpensive homemade arts and crafts.
If you become overwhelmingly burdened by debt, contact a qualified Knoxville bankruptcy attorney to help you review your options and rights. Clark & Washington is a trusted Knoxville bankruptcy law firm that specializes in filing for personal bankruptcy. Their knowledgeable attorneys provide free debt consultation.
To learn more about bankruptcy attorneys in Knoxville and how to break free from financial hardship, visit http://www.knoxvillebankruptcyattorney.com
About Clark & Washington
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast, with locations in Georgia, Florida, and Tennessee. Clark & Washington specializes in personal chapter 7 and chapter 13 bankruptcy, and offers honest, helpful legal advice and assistance to those experiencing financial hardships.
For more information, visit http://www.knoxvillebankruptcyattorney.com
For all media inquiries, please contact:
Anne DeVito
Lead Content Developer
Cardinal Web Solutions
http://www.CardinalWebSolutions.com
Knoxville Bankruptcy Attorneys, Clark & Washington, Hope Consumers Don't Spend Too Much This Holiday Season
Before you begin holiday shopping this year, set a reasonable limit and stay within your budget. Clark & Washington cautions consumers to remain financially responsible during the holidays, and offers some helpful tips on staying out of debt.
2012-12-24
ELSE PRESS RELEASES FROM THIS DATE:
Innokin iTaste VV Express Kit Rated as Top E Cigarette by Gizmodo
2012-12-24
Gizmodo, an influential website in technology market and one of the top 20,000 sites worldwide, has rated Top 5 electronic cigarettes in the UK market. The Innokin iTaste VV Express Kit has been rated as the best mod.
Testing Methodology
"We tested these cigarettes with three main subjects, a regular smoker, a social smoker, and someone who switched from smoking to vaping several months ago. We were looking to see if vaping could replace smoking in the first two, and which of the devices appealed most to a relatively seasoned vaper. Factors to consider were ...
Winning Photo of Hula Hut and Mozart's All About Texas Christmas Lights Photo Contest - Scott Yates from Austin Takes First Place
2012-12-24
"Just What I Wanted" is the caption of this years top photo in the "All About Texas Christmas Lights" Photo Contest. First place winner, Scott Yates, said he took over 200 photos before he captured the angelic pose of his grand niece which the judges unanimously decided to be the most unforgettable image of all the submissions.
Hundreds of photos were submitted to this year's contest with the guidelines that 1) Photo must be taken in Texas. 2) Photo must have Christmas lights in it. 3) Photo must be taken this holiday season.
The contest, sponsored ...
Foresters Renew Their Commitment to Child Safety in the Community
2012-12-24
A vital school patrol service that needed funding in order to continue for the next school year has received a generous GBP3,000 sponsorship from Foresters UK - meaning that primary school pupils will continue to safely cross a busy main road with the aid of a lollipop person.
Foresters - the international financial services organisation whose UK head office is in Bromley, Kent - pledged GBP2,500 to the school crossing this time last year, after the axing of many lollipop patrols all over the borough.
Following a cost-cutting exercise in February 2010, the Council ...
L.A. Comes to Kemptville in the form of Movie Nights for Youth
2012-12-23
Youth in Kemptville are getting the big screen experience just in time for the holidays thanks to a generous donation from residential builder L.A. Group, developer of Kemptville Meadows. As part of an ongoing partnership with Kemptville Youth Centre (KYC), L.A. Group and Kemptville Meadows presented the centre with a $1,000 high definition movie projection system and will be sponsoring movie nights for area youth throughout next year under the banner "L.A. Comes to Kemptville."
"I've had a personal interest in supporting the Kemptville Youth Centre for ...
MobileNation Teams With WYN 106.9 for the 2012 Hope For The Holidays Toy Drive
2012-12-23
Wireless provider MobileNation helped to make the holidays brighter for many children throughout the West TN area.
MobileNation teamed up with Jackson country radio station WYN 106.9 to collect toys for children through the Hope for the Holidays Toy Drive. There were 11 MobileNation locations that served as collection points.
The toy drive benefited the families served by The Exchange Club Carl Perkins Center for the Prevention of Child Abuse. For some boys and girls, without these toys Christmas may not have come this year.
New, unwrapped toys were dropped off ...
Brandography Client Services Manager, Shelly Dailey, Appointed St. Paul Chamber of Commerce Committee Chair
2012-12-23
Brandography, a premier, full-service digital marketing company, is pleased to announce the appointment of Shelly Dailey as the 2013 Chairperson of the Young Professionals (YPro) Committee of the St. Paul Area Chamber of Commerce. Ms. Dailey will begin her one-year term in January 2013.
Ms. Dailey, the client services manager for Brandography, has been involved with the Chamber and with YPro for several years. With her appointment, Dailey will succeed Ingrid Christensen who served as YPro Chair since January 2012. Consistently, YPro events are highly attended; Dailey ...
Unistar-Sparco Computers, Inc. Hosts Facility Expansion Grand Opening and Open House
2012-12-23
Unistar-Sparco Computers, Inc. recently hosted a grand opening and open house of its newly expanded and renovated headquarters which included a ribbon cutting ceremony and an IBM PureFlex System presentation and demonstration. This special event marked a milestone for the Company, as it was a huge step forward in the growth of the business.
With the new addition, Unistar-Sparco Computers' capacity was enlarged to include much needed space to meet the demands of newly awarded contracts, including: Computer Tablets and Accessories Blanket Purchase Agreement (BPA) for ...
Dr. Barbara Lavi Resolves To Empower People Discouraged By the Tragedy In Newtown By Teaching Them How To Keep Their Dreams Alive
2012-12-23
Dr. Barbara Lavi is a licensed psychologist, public speaker, and author of 'The Wake Up And Dream Challenge.' Her new book teaches how to overcome all kinds of adversity.
Many people lose sight of their dreams especially when events like those in Newtown challenge them to question the meaning of life. When we see innocent lives taken senselessly, we often become cynical and lose hope. Dr. Lavi believes that, "If we give in to this kind of negative thinking and abandon aspirations, we let fear control our lives." For over thirty years Dr. Lavi has empowered ...
Novachi Keeps Kids Competitive With Global Competition
2012-12-23
Studies show that kids who are involved in, and actively use, social media and education technology programs are more likely to be ready for the modern work force. This is great news for EdTech evangelists all over the world, but it does beg one question, "What about the kids under 13?".
As those enmeshed in the education world are most likely well aware, kids under the age of 13 cannot use websites that collect any sort of data about them without express written permission by their parents due to the Children's Online Privacy Protection Act (COPPA). The reasons ...
The Butler/Swayne Team Gives Away iPad Mini This Holiday
2012-12-23
Atlanta, GA --This month The Butler/Swayne Team launched their first Facebook promotion. From Thanksgiving through December 10, 2012, people could enter to win by simply liking their new Facebook page.
"We wanted to keep our first promotion fun and easy for people to participate in," said Lisa Swayne, co-founder of The Butler/Swayne Team.
The promotion was geared at homeowners in the North Fulton area, including Alpharetta, Milton, Roswell and the Sandy Springs area. Their page provides not only key information about the real estate market in these areas, ...
LAST 30 PRESS RELEASES:
Scalable and healable gradient textiles for multi‑scenario radiative cooling via bicomponent blow spinning
Research shows informed traders never let a good climate crisis go to waste
Intelligent XGBoost framework enhances asphalt pavement skid resistance assessment
Dual-function biomaterials for postoperative osteosarcoma: Tumor suppression and bone regeneration
New framework reveals where transport emissions concentrate in Singapore
NTP-enhanced lattice oxygen activation in Ce-Co catalysts for low-temperature soot combustion
Synergistic interface engineering in Cu-Zn-Ce catalysts for efficient CO2 hydrogenation to methanol
COVID-19 leaves a lasting mark on the human brain
Scientists use ultrasound to soften and treat cancer tumors without damaging healthy tissue
Community swimming program for Black youth boosts skills, sense of belonging, study finds
Specific depressive symptoms in midlife linked to increased dementia risk
An ‘illuminating’ design sheds light on cholesterol
Who is more likely to get long COVID?
Study showcases resilience and rapid growth of “living rocks”
Naval Research Lab diver earns Office of Naval Research 2025 Sailor of the Year
New Mayo-led study establishes practical definition for rapidly progressive dementia
Fossil fuel industry’s “climate false solutions” reinforce its power and aggravate environmental injustice
Researchers reveal bias in a widely used measure of algorithm performance
Alcohol causes cancer. A study from IOCB Prague confirms damage to DNA and shows how cells defend against it
Hidden viruses in wastewater treatment may shape public health risks, study finds
Unlock the power of nature: how biomass can transform climate mitigation
Biochar reshapes hidden soil microbes that capture carbon dioxide in farmland
Reducing saturated fat intake shows mortality benefit, but only in high-risk individuals
Manta rays create mobile ecosystems, study finds
Study: Mixed results in using lipoic acid to treat progressive multiple sclerosis
Norbert Holtkamp appointed director of Fermi National Accelerator Laboratory
New agentic AI platform accelerates advanced optics design
Biologists discover neurons use physical signals — not electricity — to stabilize communication
Researchers discover that a hormone can access the brain by hitchhiking
University of Oklahoma researcher awarded funding to pursue AI-powered material design
[Press-News.org] Knoxville Bankruptcy Attorneys, Clark & Washington, Hope Consumers Don't Spend Too Much This Holiday SeasonBefore you begin holiday shopping this year, set a reasonable limit and stay within your budget. Clark & Washington cautions consumers to remain financially responsible during the holidays, and offers some helpful tips on staying out of debt.