SAN DIEGO, CA, August 11, 2012 (Press-News.org) San Diego Jewelry Buyers is offering cash loan alternatives to Californians who are considering a San Diego payday loan. The economic downturn has caused many overstretched residents to seek payday loans to pay their monthly bills. The basic idea behind a payday loan is that it is like an advance on a person's pay check, which should be paid back at the end of the month when they get paid.
"San Diego payday loans can be a good option for those people who immediately pay them back in a week or two," says Carl Blackburn, owner of San Diego Jewelry Buyers. "The problem is when people suddenly are unable to pay back their payday loans. If a person defaults on a pay day loan, their good credit rating can be ruined by a bad loan report to credit bureaus. Meanwhile, they could find themselves harassed by third party collection agencies."
San Diego Jewelry Buyers offers an alternative to California payday loans by providing customers with immediate cash loans and business loans based on gift assets like diamonds, fine jewelry, sterling silverware, prestige watches, antique jewelry, and designer handbags. "Many people don't realize that along with being San Diego's most prominent buyer of gold, silver, and jewelry, we are also the county's leading pawnbroker for these items," says Blackburn.
An SDJB collateral loan is similar to a San Diego payday loan in that it requires absolutely no credit check. However, there are two significant differences: 1) SDJB charges a lower interest rate than most San Diego payday loan providers; and 2) SDJB never reports to credit rating agencies. "Unlike with San Diego payday loans, an SDJB collateral loan doesn't put your credit rating at risk," says Blackburn. "If you decide for any reason not to pay back your cash loan, we simply keep the item that you gave us as collateral. No questions asked. No credit reports made."
Blackburn states that many San Diegans have some old gold jewelry or diamond jewelry that they can use for a temporary collateral loan from San Diego Jewelry Buyers. Since SDJB specializes in these products, they can expect the best appraisals and cash loans from SDJB on these items. Customers should note that San Diego Jewelry Buyers deals only in precious metals, diamonds, and other luxury assets. Blackburn recommends that customers with other types of items to pawn visit traditional San Diego pawn shops for a collateral loan alternative to a payday loan.
For more information about San Diego Jewelry Buyers and their no-credit-check collateral loans, please visit them online at: www.SanDiegoJewelryBuyers.com.
Located in the Gaslamp Quarter of downtown San Diego, SDJB leverages 30+ years of estate buying experience to make certain that customers receive the fairest cash offers and loans for their diamond jewelry, premiere brand watches, gold & silver, and designer handbags. Serving La Jolla, Rancho Santa Fe, Solana Beach, Carlsbad and other surrounding communities.
San Diego Payday Loans - Alternatives Offered by SDJB
San Diego Jewelry Buyers is offering an alternative to San Diego payday loans with immediate collateral loans that require no credit checks and protect the loan seeker's credit rating.
2012-08-11
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[Press-News.org] San Diego Payday Loans - Alternatives Offered by SDJBSan Diego Jewelry Buyers is offering an alternative to San Diego payday loans with immediate collateral loans that require no credit checks and protect the loan seeker's credit rating.